Lease Guarantee
A simple way to help you qualify for a home when credit, income, or other circumstances stand in the way.
Everything you need to get approved for and protect your next home
Who we help
Helping renters overcome common application barriers
Income challenges
Applicants who don't meet a landlord’s income requirements or have self-employment, freelance, or retirement income.
Credit challenges
Applicants with credit challenges or limited credit history, including students and recent graduates.
New to the U.S.
International citizens without established U.S. credit or rental history.
No personal guarantor
Renters without access to a personal guarantor or co-signer.
From application to move-in
How it works
Receive your invitation
Ask the property to send you an invitation to begin your free Lease Guarantee application.
Apply online for free
It takes just 90 seconds. Every leaseholder must apply.
Decision delivered
Once your application is complete, you’ll receive a decision from TheGuarantors in seconds. Some applications require additional review.
Sign & pay
If approved, review your personalized quote before signing and paying for your non-refundable Lease Guarantee policy.
Move in
We’ll issue your policy so you can complete your lease signing and move into your new home.
Trusted by renters for more than a decade
Established experience, straightforward support, and a simpler way to secure your lease.
1M+
Renter applications processed
#1
Lease guarantee provider nationwide
Based on TheGuarantors revenue data, updated 2026.
90 seconds
To complete a free renter application
Based on TheGuarantors application submissions, updated 2026.
9.6 seconds
To get an approval decision
Based on time from application submission to application decision when there are no missing lease details in the application, updated 2026.
4M+
Rentals in our nationwide network
We have a 95% satisfaction rate from renters like you
4.6
on Google Reviews & Trustpilot
Great experience with The Guarantors. Really made the process as painless as it could possibly be. Would absolutely recommend for anyone looking to utilize a guarantor service for apartment leasing.
Eve S.
Renter
I'm a foreigner coming to live in the US for the first time, and these guys made my life a whole lot easier in securing the apartment I wanted.
Ali K.
Renter
TheGuarantors allowed me to secure my dream apartment in my dream location. I feel more at home here than I did owning my own home for ten years.
Rikki V.
Renter
If you’ve got questions, we’re ready with answers
A Lease Guarantee functions as a traditional insurance policy, but the landlord is the beneficiary. The renter buys a Rent Coverage policy to qualify to rent a home they may not otherwise qualify for, and the policy insures the landlord for the term of the renter's lease. If you fail to pay your monthly rent, the policy will reimburse the landlord, and you will still be liable to TheGuarantors for those payments.
Deposit Coverage, a security deposit alternative, is optional and can also be added to a policy. The landlord determines if your Lease Guarantee policy includes Rent Coverage only or also includes Deposit Coverage.
Deposit Coverage is a security deposit alternative that may be included in your policy. The landlord determines if your Lease Guarantee policy includes Rent Coverage only or also includes Deposit Coverage. If included, you pay a non-refundable fee to purchase it.
Pricing is personalized based on a few key factors, including your monthly rent, the coverage required by the property’s operator, and your financial profile. You’ll receive a personalized quote after completing our free online application. If approved, your policy is paid for as an upfront, non-refundable premium.