Valuables go missing
Your laptop disappears after a party? Personal property coverage helps replace it.
You’re protected when the unexpected happens
A kitchen fire forces you out
Loss of use coverage helps pay for a place to stay while your home is repaired.
Unexpected flooding occurs
Your tub overflows into your neighbor’s apartment. Personal liability coverage helps cover the damage.
Comprehensive coverage, your way
Customize your coverage with limits up to the amounts below. Coverage may vary by state.
$15/mo
Starting rates
Up to $100K
to protect your personal property and belongings, like furniture, clothing, and electronics.
Up to $300K
in personal liability protection in the event that someone takes legal action against you after being injured on your property.
Up to $2K
to cover medical liability in the event of bodily injury to someone else on your property.
Up to $1K
Deductible options to fit your budget
Even more ways to stay covered
Included in every policy
Standard protections built into your plan.
- Loss of use: compensation if your rental becomes unlivable
- Theft deductible: A limit on the amount you pay due to theft or robbery
Optional coverage
Extra protection you can add to your policy.
- Water backup: Covers water damage to your personal property
- Pet damage: Additional coverage if your pet damages your rental
How it works
Get covered in minutes
Tell us about yourself
Share your name, contact info, and the address you’re renting.
Choose your coverage
Pick your coverages and limits, plus any optional add-ons.
Pay and check out
Review your quote and pay when you’re ready.
You’re protected
Rest easy knowing you, your home, and your belongings are covered.
Frequently asked questions
Renters Insurance from TheGuarantors is a financial safety net that protects your belongings and home against the unexpected, covering losses or damages from events like theft, fire, vandalism, and water damage.
Our policies cover your personal property, personal liability, and medical payments. That means protection for your belongings, financial help if you’re responsible for damage or injuries, and coverage for guests’ medical expenses. If a covered event makes your home unlivable, loss of use coverage helps pay for a place to stay.
Plans run for 12 months and start at $15/mo. Your price depends on the coverage you choose, among other factors. Getting a quote is free, and you won’t pay anything until you decide to move forward.
Yes. Choose your coverage amounts and deductible, then add optional coverages like water backup and pet damages. Coverages, deductibles, and optional coverages may vary by state.
File a claim online with our partner Millennial Specialty Insurance at apps.msimga.com/fileaclaimsearch.
Email our partner Millennial Specialty Insurance at contactUS@msimga.com to make changes or updates to your policy.
You can cancel through our customer portal or by emailing Millennial Specialty Insurance at contactUS@msimga.com.
