A Lease Guarantee opens doors to renters who may not otherwise qualify, improving owners’ and operators’ lease conversion all while mitigating their risk of default, minimizing bad debt, and improving their NOI. A Lease Guarantee consists of Rent Coverage and optional Deposit Coverage. With Rent Coverage, if a renter defaults on their lease, the policy covers owners and operators for the missed rent. This way, operators can lease with confidence and renters access the apartment of their choice. Deposit Coverage, a security deposit alternative, is optional and can also be added to a policy.
Trusted by owner-operators nationwide
We’re transforming the rental space with industry-leading technology.
3,500,000+
Units enrolled with TheGuarantors
#1
Lease guarantee provider nationwide
$5B+
Lease value protected
1 renter
Application processed every 30 seconds
11 seconds
To get an approval decision
500M+
Data points used to train our AI underwriting model
10+
Balance sheet partners
1M+
Renter applications processed
4.6/5
On Google Reviews
What We Offer
Data-driven credit and risk underwriting for multifamily portfolios
We operate seamlessly
If we find applicants eligible, they’ll pay us upfront. You pay us nothing and are covered.
- 1
Customize
You choose the amount of coverage your unique properties need.
- 2
Invite
Conditional or denied applicants can apply for coverage through us.
- 3
Approve
If we find applicants eligible, you can give them the keys with confidence.
Don’t take our word for it
4.6
on Google Reviews
TheGuarantors has become the choice for any operator looking to improve financial and operational performance while bringing great value to renters.
Chad Cooley
Managing Director
Being able to recoup 76% of your bad debt is pretty awesome.
Traci Baumgarten
Residential Financial Director
$22M+ in rent roll secured and it didn't cost us a dime.
Jarrod Whitaker
SVP, Residential Operations
Customer service that prevents losses before they happen
Mitigation, claims, and customer success teams support residents 7 days a week in 6 languages to keep renters on track and reduce defaults.
- resident satisfaction rate
- 95%
- operator retention rate
- 99%
- experts on-call
- 120+
Return Calculator
Quantify your upside
Use our return calculator to project bad debt reduction — all powered by our proprietary renter underwriting platform.
Find out how to reach your goals
If you’ve got questions, we’re ready with answers
Renters do. The price is determined after underwriting in accordance with rates filed and approved by the regulators. Whether a policy includes only Rent Coverage or both Rent & Deposit Coverage, it covers someone (the landlord) other than the person who buys it (the renter).
It’s easy. Contact us at moreinfo@theguarantors.com and we'll get you signed up. There is no cost or commitment. We can provide more hands-on training if you'd like, but that's up to you. We’ll be your dedicated partner every step of the way.
The policy covers up to the full term of the lease, depending on our filings in your state.
