Open more doors with less risk

  • Convert more quality applicants and secure your rent roll with the #1 lease guarantee provider nationwide
  • Turn conditionals and denials into residents, without the risk
  • Get coverage for defaults, damages, vacancies, and more
  • Reduce bad debt by up to 70%
  • Ensure continuous, uninterrupted coverage with our network of 15 A-rated insurance carriers

Speak to our team

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Trusted by real estate leaders

Why TheGuarantors?

Since 2015, we’ve been helping multifamily owner-operators mitigate risk. We’ve developed smart solutions to provide you with superior rent roll protection and to help stabilize your portfolio, no matter the economic environment. Our results speak for themselves.

in lease value protected nationwide
$7B+
operator retention rate
99%
resident satisfaction rate
95%
lease guarantee provider nationwide
#1

Don’t take our word for it

10 of the country’s top 10 operators trust us.

4.6
on Google Reviews & Trustpilot

TheGuarantors has become the choice for any operator looking to improve financial and operational performance while bringing great value to renters.

Chad Cooley
Managing Director

Being able to recoup 76% of your bad debt is pretty awesome.

Traci Baumgarten
Residential Financial Director

$22M+ in rent roll secured and it didn't cost us a dime.

Jarrod Whitaker
SVP, Residential Operations

If you’ve got questions, we’re ready with answers

A Lease Guarantee opens doors to renters who may not otherwise qualify, improving owners’ and operators’ lease conversion all while mitigating their risk of default, minimizing bad debt, and improving their NOI. A Lease Guarantee consists of Rent Coverage and optional Deposit Coverage. With Rent Coverage, if a renter defaults on their lease, the policy covers owners and operators for the missed rent. This way, operators can lease with confidence and renters access the apartment of their choice. Deposit Coverage, a security deposit alternative, is optional and can also be added to a policy.

Renters do. The price is determined after underwriting in accordance with rates filed and approved by the regulators. Whether a policy includes only Rent Coverage or both Rent & Deposit Coverage, it covers someone (the landlord) other than the person who buys it (the renter).

It’s easy. Contact us at moreinfo@theguarantors.com and we'll get you signed up. There is no cost or commitment. We can provide more hands-on training if you'd like, but that's up to you. We’ll be your dedicated partner every step of the way.

The policy covers up to the full term of the lease, depending on our filings in your state.