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Protect your rental income by covering rent payments, defaults, and vacancy loss. It's free for landlords and affordable for renters.
Save money during move-in by paying a small fee that replaces your security deposit.
Adding the use of TheGuarantors' lease guarantees and security deposit replacements into our leasing program has helped us qualify more applicants and in turn has helped us fill our vacancies at a faster rate. Claims are processed and received quickly. Their customer service team is professional and prompt with their responses.
TheGuarantors has been a crucial partner for achieving desirable lease velocity. After our success in New York, we extended our partnership to South Florida and are continuing with national expansion.
Because of TheGuarantors' products and exceptional service, we have been able to continually improve student conversions while exceeding leasing velocity goals and reducing bad debt.
Ironstate Properties is very happy with the partnership that we have established with TheGuarantors. Having done business with them for years, we have seen their products roll seamlessly in to new communities that we build and manage for. The manner in which our team’s on site can rely on the expertise that TheGuarantors provide is added benefit and reassurance that we, with their support and backing, are mitigating our risk...I know at Ironstate, our partnership with TheGuarantors will be in place well in to the future.
We are a fintech company that offers insurance products that give stronger protection for landlords and greater access to renters. Additionally, we are a licensed insurance agent and broker, and partner with a network of 10 A-rated insurance carriers to provide the coverage you need. Learn more about our insurance partners and licensing here.
Rent Coverage is our Lease Guarantee surety product that serves as an insurance policy to help owners and operators protect their rent roll and minimize bad debt. If, for any reason, the renter is unable to pay their rent, we will cover the missed rent within the parameters of the policy terms. All you have to do is invite a renter to apply before they sign their lease, select the coverage you’d like (the maximum number of months you’d like to be paid back if there are issues), and if the renter is approved, we’ll issue the bond. Because the renter pays the policy price, there is no cost to the landlord for the coverage to take effect. Operators can lease with confidence and ease, while renters access the apartment of their dreams.
Renters pay our policy premiums. There are no fees to the landlord for coverage.
The price is determined after underwriting in accordance with rates filed and approved by the regulators. Our Rent Coverage is a type of insurance policy that covers someone (the landlord) other than the person who buys it (the renter).
The policy covers the term of the lease, up to 36 months, depending on our approved filings in your state.
When a default happens, login to TheGuarantors online portal to submit your claim. Remember to file within 60 days of the last covered loss, after regaining possession or the 2 month holdover period.
Our policies are backed by licensed insurance carriers that are also A-rated by AM Best, including Hudson Insurance Group, Trisura, Intact, Everspan. Check out our licensing for more details.
Since 2015, we’ve been helping owners and operators adapt and thrive, no matter the economic environment. We've developed simpler, smarter solutions to provide you superior protection and to help stabilize your portfolio even in a shaky economy. Our results speak for themselves.
