Guarantee Leases
Improve lease conversion and maximize financial protection with the most flexible coverage on the market, all while minimizing bad debt and improving NOI.
Trusted by 9 of the country’s top 10 operators and 6 of the country's top 10 owners.
2 months of rent coverage
1 month of deposit coverage
6 months of rent coverage
1 month of deposit coverage
12 months of rent coverage
1 month of deposit coverage
We are a fintech company that offers insurance products that give greater access to renters and stronger protection for landlords. Additionally, we are a licensed insurance agent and broker, and partner with insurance carriers to provide the coverage you need. Learn more about our insurance partners and licensing here.
Rent Coverage is our Lease Guarantee surety product that functions substantially similar to insurance, helping landlords protect their rental income. If, for any reason, the renter is unable to pay their rent, we will cover the loss within the parameters of the policy terms. All you have to do is invite a renter to apply before they sign their lease, select the coverage you’d like (the maximum number of months you’d like to be paid back if there are issues), and if the renter is approved, we’ll issue the bond. Because the renter pays the policy price, there is no cost to the landlord for the coverage to take effect.
Renters pay our policy premiums. There are no fees to the landlord for coverage.
The policy covers the term of the lease, up to 36 months, depending on our approved filings in your state.
When a default happens, submit the information at www.theguarantors.com/submit-a-claim. Claims are typically paid within 5 business days.
Our policies are backed by licensed insurance carriers that are also A-rated by AM Best, including The Hanover Insurance Company, Arch, UCS, and Chubb. Check out our licensing for more details.
Since 2015, we’ve been helping owners and operators adapt and thrive, no matter the economic environment. We've developed simpler, smarter solutions to provide you superior protection and to help stabilize your portfolio even in a shaky economy. Our results speak for themselves.