Guarantee Leases
Improve lease conversion and maximize financial protection with the most flexible coverage on the market, all while minimizing bad debt and improving NOI.
You're in great company.
Trusted by 9 of the country’s top 10 operators and 6 of the country's top 10 owners.
Speak to our team
What We Offer
Your key to a more profitable renting operation.
Replace Security Deposits
Enhance your protection against damages while offering an affordable security deposit replacement to your residents.
Renters Insurance & Compliance
Reduce liability, save time, and boost revenue with our always-on platform that actively upholds residents’ coverage throughout the lease term.
Sample pricing for renters based on risk profile and desired coverage
Low Coverage
2 months of rent coverage
1 month of deposit coverage
- "Approved" Screening Result
- Great credit score
- Steady income stream
- Looking to rent deposit free
Medium Coverage
6 months of rent coverage
1 month of deposit coverage
- "Approved w/ Conditions" Screening Result
- Dip in credit score
- Irregular income stream
- Moving for new job
High Coverage
12 months of rent coverage
1 month of deposit coverage
- "Denied" Screening Result
- Low or no credit
- Limited income
- First time renter
*Sample pricing shown above based on $2,000 monthly rent. Policy pricing varies and is determined by gross rent, the length of coverage, and the individual renter's risk profile.
5
Because of TheGuarantors' products and exceptional service, we have been able to continually improve student conversions while exceeding leasing velocity goals and reducing bad debt.
5
Adding the use of TheGuarantors' lease guarantees and security deposit replacements into our leasing program has helped us qualify more applicants and in turn has helped us fill our vacancies at a faster rate. Claims are processed and received quickly. Their customer service team is professional and prompt with their responses.
5
TheGuarantors has become the choice for any operator looking to improve financial and operational performance while bringing great value to renters.
5
TheGuarantors is the best solution to help international students find their dream home.
Frequently Asked Questions
The Basics
We are a fintech company that offers insurance products that give greater access to renters and stronger protection for landlords. Additionally, we are a licensed insurance agent and broker, and partner with insurance carriers to provide the coverage you need. Learn more about our insurance partners and licensing here.
Rent Coverage is our Lease Guarantee surety product that functions substantially similar to insurance, helping landlords protect their rental income. If, for any reason, the renter is unable to pay their rent, we will cover the loss within the parameters of the policy terms. All you have to do is invite a renter to apply before they sign their lease, select the coverage you’d like (the maximum number of months you’d like to be paid back if there are issues), and if the renter is approved, we’ll issue the bond. Because the renter pays the policy price, there is no cost to the landlord for the coverage to take effect.
Renters pay our policy premiums. There are no fees to the landlord for coverage.
The policy covers the term of the lease, up to 36 months, depending on our approved filings in your state.
When a default happens, submit the information at www.theguarantors.com/submit-a-claim. Claims are typically paid within 5 business days.
Our policies are backed by licensed insurance carriers that are also A-rated by AM Best, including The Hanover Insurance Company, Arch, UCS, and Chubb. Check out our licensing for more details.
Why TheGuarantors?
Since 2015, we’ve been helping owners and operators adapt and thrive, no matter the economic environment. We've developed simpler, smarter solutions to provide you superior protection and to help stabilize your portfolio even in a shaky economy. Our results speak for themselves.
- in rent and deposit coverage
- $3.5B+
- operator retention rate
- 99%
- renter satisfaction rate
- 95%
- languages spoken
- 6+
