General Terms and Conditions

This chart shows the Bond General Terms and Conditions in each state.

To find the applicable terms for your bond, first look up the state where the bond was issued, then find the effective date immediately preceding the bond's issuance date.

The terms that were in place on the bond's issuance date will apply to the bond.

State

Effective Date

Effective Date

Effective Date

Alabama

12/8/21

4/24/24

Alabama Surplus Lines

4/24/25

Alaska

NA

NA

Arizona

12/8/21

1/12/24

Arizona Surplus Lines

7/10/25

Arkansas

12/8/21

1/12/24

CA Admitted

4/22/20

CA Surplus Lines

11/20/23

2/6/24

8/14/24

Colorado

1/31/22

2/6/24

Colorado Surplus Lines

5/30/25

Connecticut

1/31/22

3/20/24

Connecticut Surplus Lines

5/30/25

District of Columbia

4/18/22

8/15/24

District of Columbia Surplus Lines

4/10/25

Delaware

12/8/21

5/15/24

Florida

12/8/21

1/12/24

Florida Surplus Lines

7/10/25

Georgia

1/31/22

4/24/24

Georgia Surplus Lines

3/25/25

Hawaii

8/29/22

11/14/24

Idaho

1/31/22

2/6/24

Idaho Surplus Lines

12/3/25

Illinois

12/8/21

1/12/24

Illinois Surplus Lines

8/25/25

Indiana

3/30/22

3/4/24

Iowa

3/1/22

3/26/24

Kansas

3/1/22

1/12/24

Kentucky

3/9/22

3/26/24

Louisiana

1/31/22

4/24/24

Louisiana Surplus Lines

12/3/25

Maine

1/31/22

3/26/24

Maryland

3/24/22

5/15/24

Massachusetts

12/8/21

1/12/24

Massachusetts Surplus Lines

4/17/25

Michigan

1/31/22

2/6/24

Michigan Surplus Lines

4/24/25

Minnesota

12/8/21

1/12/24

Minnesota Surplus Lines

1/28/26

Mississippi

1/31/22

3/26/24

Mississippi Surplus Lines

12/18/25

Missouri

2/24/22

9/5/24

Montana

1/31/22

2/6/24

Nebraska

12/8/21

1/12/24

Nevada

12/8/21

1/12/24

New Hampshire

12/8/21

1/12/24

New Jersey

12/8/21

1/12/24

New Jersey Surplus Lines

5/30/25

New Mexico

3/3/22

1/19/24

New York

11/2/22

New York Surplus Lines

11/14/24

North Carolina

3/8/22

6/27/24

North Carolina Surplus Lines

4/10/25

North Dakota

4/1/22

4/24/24

Ohio

2/28/22

3/1/24

Oklahoma

12/8/21

1/12/24

Oregon

12/8/21

1/12/24

Oregon Surplus Lines

12/18/25

Pennsylvania

1/31/22

8/26/24

Pennsylvania Surplus Lines

2/21/25

Rhode Island

12/8/21

1/12/24

South Carolina

12/8/21

1/12/24

South Carolina Surplus Lines

4/17/25

South Dakota

12/8/21

2/6/24

Tennessee

3/1/22

3/1/24

9/11/24

Texas

1/31/22

1/12/24

Texas Surplus Lines

4/10/25

Utah

12/8/21

2/6/24

Utah Surplus Lines

12/3/25

Vermont

5/16/22

1/12/24

Virginia

3/1/22

1/12/24

Virginia Surplus Lines

4/10/25

Washington

9/12/22

1/14/25

Washington Surplus Lines

2/21/25

West Virginia

12/8/21

2/6/24

Wisconsin

3/1/22

4/9/24

Wisconsin Surplus Lines

11/20/25

Wyoming

12/8/21

1/12/24

Surplus Lines Service of Suit Endorsements

Everspan Indemnity Insurance Company

Hudson Excess Insurance Company

Trisura Specialty Insurance Company

Important Legal/Regulatory Notices

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By submitting this information or accepting a bond, you acknowledge and accept the respective Bond General Terms and Conditions.