D1 Disclosure

IMPORTANT NOTICE: 



1. The insurance policy that you are applying to purchase is being 
issued by an insurer that is not licensed by the State of California. 
These companies are called “nonadmitted” or “surplus line” 
insurers. 
 


2. The insurer is not subject to the financial solvency regulation 
and enforcement that apply to California licensed insurers. 
 


3. The insurer does not participate in any of the insurance 
guarantee funds created by California law. Therefore, these funds 
will not pay your claims or protect your assets if the insurer becomes 
insolvent and is unable to make payments as promised. 
 


4. The insurer should be licensed either as a foreign insurer in 
another state in the United States or as a non-United States (alien) 
insurer. You should ask questions of your insurance agent, broker, or 
“surplus line” broker or contact the California Department of 
Insurance at the toll-free number 1-800-927-4357 or internet website 
www.insurance.ca.gov. Ask whether or not the insurer is licensed as 
a foreign or non-United States (alien) insurer and for additional 
information about the insurer. You may also visit the NAIC’s internet 
website at www.naic.org. The NAIC—the National Association of 
Insurance Commissioners—is the regulatory support organization 
created and governed by the chief insurance regulators in the United 
States. 
 


5. Foreign insurers should be licensed by a state in the United 
States and you may contact that state’s department of insurance to 
obtain more information about that insurer. You can find a link to 
each state from this NAIC internet website: 
https://naic.org/state_web_map.htm.