The smart security deposit for business.

Cash deposits and letters of credit are too
capital-intensive for companies.

Securiti provides landlords with the same
protection at a fraction of the cost for tenants.

Everybody wins.

Learn More

How does it work?

Replace the security deposit With a surety bond equal to
coverage required

Pay a small annual premium 2-12% of the security
deposit amount

Unlock working capital Invest the money back
into your business

Why does it work?

Tenants

No collateral required

Priced to risk, Securiti is 40-70% cheaper than alternative financing solutions

Off-balance sheet financing

Securiti has no impact on leverage metrics, it’s an insurance expense

No impact on credit capacity

So the business can borrow as needed

Landlords

Claims payable on demand

No investigation period. We immediately reimburse landlords upon default (as defined by the lease)

Strong credit protection

All bonds are issued by investment grade insurance carriers (rated AM Best Excellent or higher)

Bankruptcy remote

All bonds benefit from the same independence principle as a letter of credit. Safer than cash, better than a personal guarantee

Evergreen renewals

Like a letter of credit, Securiti automatically renews every year, so there’s no risk that a landlord’s coverage could lapse mid lease term

With Securiti, we can now offer a flexible and financially efficient alternative to traditional letters of credit without compromising our risk and credit standards.

Jeremy Moss
EVP and Director of Leasing of Silverstein Properties

Getting Started

Applying for Securiti is similar to applying for a loan

(But much faster!)

Here's what we need:

Lease details: Existing lease or draft of lease/term sheet/LOI for leases in progress
2 years of historical financial statements: Balance sheet + income statement, ideally audited
Financial projections, if available

Don’t have all of these documents? Don’t worry! Please apply and we’ll work together to arrive at a solution.

Once approved, full underwriting takes approximately 1 week.