Nationwide, the 46 million American households that rent their homes have a collective $65B locked away in security deposits. Additionally, five million households struggled to get approved for a new rental unit in 2022 based on their finances. 

Because renters can’t begin to live the life they want without being in the right home, there’s TheGuarantors. Launched in 2015, TheGuarantors aims to improve affordability, accessibility, and protection for renters who have traditionally faced barriers to entry. Our smart financial products help renters get their foot in the door, reduce move-in costs, and stay protected long after.

We offer easy applications, AI-based smart and fair products, and real people to help throughout the process, making it surprisingly simple. During a time when every day matters, we have industry-leading customer service to guide renters and answer questions. 

Renting an apartment is a stressful process, so worrying about qualifying for an apartment should be one less thing to stress about. Our Rent Coverage product is aimed at improving accessibility for renters. For renters that have trouble getting approved for the apartment of their choice, we’ll act as their guarantor so that they have a greater opportunity to get approved. We understand that renters are more than what’s on their application, so working with us gives non-traditional renters a greater chance to secure the home of their dreams, including but not limited to: 

  • Renters who don’t meet a building’s income requirements 

  • Students

  • Recent graduates

  • Gig and freelance workers

  • Self-employed renters

  • Non-U.S. citizens

  • Thin-credit applicants

Moving can be expensive. Our Deposit Coverage product helps renters save money during move-in. By paying a small fee to replace a larger security deposit that renters lose access to for the duration of a lease, renters  save money that they can use on their own terms, including: 

  • Covering moving expenses

  • Paying off credit cards

  • Contributing to student loans

  • Upgrading furniture

As safe as many buildings are, unexpected events can occur such as loss, damage, and/or injury. Our Renters Insurance product provides protection for you, your apartment, and your belongings, including plus roommates and guests. Our comprehensive plans are offered at affordable rates – a small price for peace of mind. Even still, it remains important that renters ensure the monthly rent and associated expenses align with your budget.

Getting started is easy. Head to to learn more about our suite of insurance products, click the ‘Get Started’ button to start the application process, and our team of live experts will get back to you promptly – typically within the same day.  After purchasing a policy from TheGuarantors, renter obligations of the lease agreement signed with the building do not change. Renters are still obligated to pay rent on time and follow standard renting requirements – as is your landlord. Should any issues arise, TheGuarantors will be in touch, so be sure to stay in touch with them. 

Our customer care team is available 7 days a week in 6 languages to help you through the process, starting with your application and through your tenancy at your new home.