Maxwell Frost was the first member of Generation Z to enter Congress, but he couldn’t rent an apartment. Despite his high-profile position, his poor credit rating took prominence. 

Frost is far from alone. The current method of assessing potential renters is damaging not only for them, but for property owners and operators who are missing out on valuable renters. And as worker demographics evolve, the situation is getting worse. 

“Simply put, there’s not enough in an application for an owner or operator to get to know the applicant properly,” said Bob Schmidt, Chief Revenue Officer at TheGuarantors. “Often, applicants are more than what they appear on paper; there are many reasons for a thin credit score. But how can an operator determine who qualifies and who doesn’t? The system needs to change.”

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